Enter your current PTO balance and accrual rate to project your balance through the rest of the year.
Most employers that offer paid time off use an accrual system: instead of granting a full year's worth of PTO on January 1st, hours build up gradually with each pay period worked. A common setup is a fixed number of hours earned per paycheck, which adds up to a set annual total by year end.
Because accrual happens incrementally, your actual available balance at any point in the year depends on three things: what you started with, how many pay periods have passed (each adding a fixed chunk), and how much you've already used or scheduled. This calculator projects forward from where you are now to estimate what your balance will look like once the pay periods you specify have passed.
Policies vary a lot between employers — some cap how much PTO can roll over into the next year, some pay out unused balances at termination, and accrual rates often increase with tenure. This calculator models a flat rate; if your accrual rate changes partway through the year, run the calculation separately for each rate period.
No federal law requires employers to offer paid time off at all. Where it is offered, accrual rules, caps, and payout policies are set by the employer or, in some states, by state law — there's no single national standard.
It depends entirely on your employer's policy. Many companies cap how much can carry into the next year, and some use a "use it or lose it" policy — though several states restrict or prohibit that practice, so check your state's rules if you're unsure.
This also depends on your employer's policy and your state. Some states require accrued, unused PTO to be paid out at termination since it's treated as earned wages; others leave it up to the employer's policy.
This calculator provides estimates for informational purposes only and is not legal or HR advice. PTO accrual, rollover, and payout rules vary by employer and state — check your employee handbook or your HR department for the policy that applies to you.